July 26, 2022

Widower’s car insurance increases after wife’s death, practice is unfair| Betty Lin-Fisher

Widower’s car insurance increases after wife’s death, practice is unfair| Betty Lin-Fisher

Joe Kline of Suffield got an unwelcome surprise when he phoned his insurance agent after his wife of 52 years, Angie, died in April of pulmonary fibrosis. 

Kline wanted to keep insuring two vehicles, but assumed that his insurance rate would go down with one fewer driver. 

Widower’s car insurance increases after wife’s death, practice is unfair| Betty Lin-Fisher

Instead, it went up by about $20 per half. 

“That’s when I got my hackles up,” said Kline. “I didn’t think it would be cut in half, but it shouldn’t have gone up.” 

That made no sense, Kline said, since he was now half the liability to the insurance company. Kline said he knows it’s not much money, but it was the principle that irked him. He lost his multiple-driver discount. 

“So I guess they’re going on the assumption that if you no longer have your spouse in the passenger seat screaming at you to quit tailgating or slow down that makes you a bad driver, right?” he said.

Kline drove a truck for a living and never had an accident in 35 years. If he was a good driver the day before his wife died, why is he a bad driver the day after she died, he said? 

“Just give me a

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California invites court fight with gun law that mimics Texas on abortion

The governor has maintained the measure is about protecting Californians from gun violence. But it also sends a message to a Supreme Court whose rulings Newsom and fellow California Democrats have derided, essentially daring it to either uphold the gun law or reconsider its logic in backing Texas’s approach.

“The question is whether they are complete and abject hypocrites and frauds if they reject our bill that’s modeled after that abortion bill as it relates to private right of action to go after assault weapons,” Newsom said this month.

Yet the law could stand on precarious legal ground. Even Democratic legislators who favor gun restrictions said as much in passing the bill, conceding that it employed a dubious legal strategy in the service of a larger goal.

“It is my hope and desire that ultimately this bill actually not proceed because the Texas law is found to be wrong, unconstitutional and crazy,” state Sen. Tom Umberg (D-Santa Ana) said before voting for the measure in April.

It also drew fierce opposition from ideological allies of Newsom who warned he was empowering the very type of reasoning he had condemned. “There is no way to ‘take advantage of the flawed logic’

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